LIC Axis Bank
Platinum Credit Card
Step into the world of LIC Axis Bank Platinum Credit Cards – Come aboard & enjoy a powerful reward program, fuel surcharge waiver and complimentary insurance cover. Earn Reward points on every spend and earn accelerated Reward points on LIC premium payments and International Transactions.
Earn Accelerated Rewards
Enjoy Fuel surcharge waiver
Dining Delights
Convert Purchases to EMI
| Earn Reward Points on every transaction | Comprehensive Insurance Cover | Fuel surcharge Waiver | Axis Bank Dining delights | Convert Purchases to EMI |
|---|---|---|---|---|
|
Earn Reward Points on every transaction
Earn 2 Reward points for every ₹ 100 spent on LIC Premium payment and foreign currency transactions
Earn 1 Reward point for every ₹ 100 spent on all other transactions except fuel, wallet load and EMI conversions
Redeem the rewards earned against e-vouchers, gift cards and other products by calling customer care 1800 419 0064
Click here to know more
Read More |
Comprehensive Insurance Cover
Complimentary lost card liability insurance cover up to credit limit |
Fuel surcharge Waiver
1% fuel surcharge waiver on fuel purchases at all fuel stations across India
Valid on transaction between ₹ 400 to ₹ 4000; Maximum monthly benefit up to ₹ 400
GST on fuel surcharge is non refundable
No Reward Points on Fuel purchases
Read More |
Axis Bank Dining delights
Indulge in delectable cuisines and enjoy up to 20% off at 4000+ restaurants in India. Click here to know more. |
No matter how big your credit card purchase, go right ahead. Just contact us and convert your transaction of Rs. 2500 or more into easy EMI.Click here to know more.
Read More |
| Check Your Eligibility |
|---|
|
Eligibility & Documentation
Please note that these criteria are only indicative and the bank reserves the ultimate right to approve or decline applications for LIC Axis Bank Platinum Credit Card.
Primary cardholder between the age of 18 and 70 years
The individual should be a Resident of India
Documents for LIC Axis Bank Platinum Credit Card application:
Unless there are case variations, the required documents for LIC Axis Bank Platinum Credit Card application include a copy of your PAN card or Form 60, residence proof, identity proof, a colour photograph and proof of income in the form of latest payslip / Form 16 / IT return copy. Keep your documents for LIC Axis Bank Platinum Credit Card ready
The following documents are required:
PAN card photocopy or Form 60
Colour photograph
Latest payslip/Form 16/IT return copy as proof of income
Residence proof (any one of the following):
Passport
Ration Card
Electricity bill
Landline telephone bill
Identity proof (any one of the following):
Passport
Driving License
PAN Card
Aadhaar card
Please note that this list is only indicative. Documents required may vary on a case-to-case basis.
Disclaimer: The credit card decision would be communicated within 21 working days |
Fees & Charges
The fees and charges for LIC Axis Bank Platinum Credit Card are applicable to all card holders. The fees include cash payment fee, joining fee and an annual fee etc.
| Joining Fee | Nil |
|---|---|
| Annual Fee | Nil |
| Add-on Card Joining Fee | Nil |
| Add-on Card Annual Fee | Nil |
| Card Replacement Fee | Nil |
| Cash Payment Fees | Rs. 100/- |
| Duplicate Statement Fee | Waived |
| Charge Slip Retrieval Fee or Copy Request Fee | Waived |
| Outstation Cheque Fee | Waived |
| Mobile Alerts for Transactions | Free |
| Hotlisting Charges | Nil |
| Balance Enquiry Charges | Waived |
| Finance Charges (Retail Purchases & Cash) | 3.6% per month (52.86% per annum) |
| Cash Withdrawal Fees | 2.5% (Min. Rs. 500) of the cash amount |
| Overdue Penalty or Late Payment Fee | Nil if Total Payment Due is less than Rs. 500 Rs. 500 if total payment due is between Rs. 501 – Rs. 5,000 Rs. 750 if total payment due is between Rs. 5,001 – Rs. 10,000 Rs. 1200 if total payment due is greater than Rs.10,000 |
| Over Limit Penalty | 2.5% of over the limit amount (Min. Rs. 500) |
| Cheque Return or Dishonour Fee or Auto-debit Reversal | 2% of the payment amount subject to Min. Rs.450, Max. Rs. 1500 |
| Surcharge on Purchase or Cancellation of Railway Tickets | As prescribed by IRCTC / Indian Railways |
| Fuel Transaction Surcharge Transaction | 1% of transaction amount (Refunded for fuel transactions between Rs. 400 to Rs. 4,000. Maximum benefits up to Rs. 400 per month) |
| Foreign Currency Transaction Fee | 3.50% of the transaction value |
| Reward Point Redemption fee | No |
| GST | As per existing Government norms |
| Rent Transaction fee (Applicable from 5th March 2023) | 1% capped at INR 1,500 per transaction on rental transactions |
| Dynamic Currency Conversion markup (Applicable from 5th March 2023) | 1% on International transaction performed in Indian currency at International location or transactions performed in Indian currency with merchants located in Indian but registered in foreign nation Websites |